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Founder & CEO, Kaarya · Angel investor

Building tools that help Bharat's 60 million small businesses go digital.

I started Kaarya in 2019 from a 2BHK in Indore. Today it powers billing and payments for 4 lakh shops. I write about building in India, and back first-time founders from small towns.

Neha with her teamNeha Joshi
Featured inFounder Weekly 30U30StartupWalaIndia Business DailyPitch Tank (TV)
Ventures

What I've built

Kaarya

GST billing, UPI payments and khata app for kirana and retail shops. Series B, 380 employees.

Founder & CEO · 2019 – now

Seekho Digital

Free Hindi courses teaching shopkeepers WhatsApp Business and online selling. 1.1M learners.

Non-profit · 2021 – now

Tiffinwala

Home-chef food delivery in Indore. Acquired by a national food-delivery company.

Acquired · 2016 – 2018
4 L+shops on Kaarya
₹12K Crpayments processed / yr
23angel investments
85Knewsletter readers
Writing

Notes on building in India

Angel investing

Founders I back

From small towns

First-time founders from Tier-2 and Tier-3 cities building for Bharat.

Fintech & SaaS

Payments, lending, commerce and tools for small businesses.

Women-led teams

Half my portfolio has a woman founder — I want that to be 100%.

Cheque size ₹10–25 L · pre-seed and seed · Send a 1-page note to pitch@nehajoshi.demo

Neha speaking at a conference
Speaking & media

Invite me to speak

  • Building for Bharat
  • Women in leadership
  • Bootstrapping to Series B
office@nehajoshi.demo +91 98765 43210
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